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Smart Ways to Save MoneyArticle Summary: The New Year is approaching fast and it is that time [url=http://www.riad-marrakesh.fr]abercrombie[/url] of the year when our budgets go for a toss. We tend to go on a spending spree for buying gifts for our near and dear ones without realizing the state of our bank balance.
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The New Year is approaching fast and it is that time of the year when our budgets go for a toss. We tend to go on a spending spree for buying gifts for our near and dear ones without realizing the state of our bank balance. And if we do not keep a check on our bank accounts or do some smart budgeting, we might just go into the New Year with a big smile but an empty bank balance.
So how does one plan his/her budget so that both our smile as well as our bank balance remains intact going into the New Year? Let us take a look at how one could save money in a smart way.
Sell Away The Old Stuff
We seem to have an unusual affection for the things that we possess but do not use. Take a look around your house and you would end [url=http://www.shewyne.com/woolrichoutlet.html]woolrich outlet[/url] up amassing so many things that have been lying around in your house for ages. Sell it off! This will not only help you make some money but also clear up space within your house for [url=http://www.mxitcms.com/abercrombie/]abercrombie[/url] new things to come in.
Eye on Your Bills
Keep a tab on the bills that you pay at a restaurant, a departmental store, or other businesses as you may end up paying more than what [url=http://www.move-grp.co.jp/p/postmail.cgi]peuterey sito ufficiale Top 5[/url] was required. Many business ventures try to squeeze out extra money from you in the form of taxes and/or service charges. So make it a habit to check your [url=http://www.jeremyparendt.com/Barbour-Paris.php]barbour pas cher soldes[/url] bills on a regular basis or you [url=http://www.rtnagel.com/airjordan.php]nike air jordan pas cher[/url] might just end up burning a big hole in your pocket.
Do Not Let Your Money Rot
If you have extra money lying in your bank account, apart from your emergency savings, and you are sure about not requiring it for another one year or so, then put it in a Recurring Deposit (RD). And since the interest rates of a RD are higher, you would actually end up getting more money than you would otherwise have by just [url=http://www.teatrodeoro.com/hollisterde.php]hollister deutschland[/url] letting your money rot in [url=http://www.gotprintsigns.com/abercrombiepascher/‎]abercrombie pas cher[/url] your bank account.
Use Cash-Back Credit Cards
It is always wiser and advisable to use credit cards which give you cash-back. It is more like getting a discount on every purchase you make through your cash-back credit card. [url=http://www.quxitang.com/bbs1/forum.php?mod=viewthread&tid=1312&pid=52319&page=3&extra=page=1#pid52319]barbour france paris Designer Bedroom Sets - writt[/url] And it is always good to get some free money!
Shop on 'Cheap' Dates
Most big shot departmental stores give away their stuff at the cheapest rate on [url=http://www.sakana.gr.jp/cgi-bin/bbslight/light.cgi?res=713%22]hollister deutschland What is[/url] any particular day of the week. Visit your nearest departmental store that provides a deal like that and find out the 'cheapest' day [url=http://www.fibmilano.it]woolrich outlet[/url] of the week. Make it as your 'official' shopping day for household stuff.
So, you see that it is not about your horoscope or your stars that decide if your money is getting saved or not. Use the sciences of astrology for something different because when it comes to managing your money, you could actually save a fortune on your own!
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