hollister co france Health Insurance 101 - The Bas

 Hospital, medical and [link widoczny dla zalogowanych] surgical expenses resulting fromsickness or an accident
Accident Policies. Some policies cover only [link widoczny dla zalogowanych] accidents and notillness. As you might imagine, policies like this are veryspecific about what is considered an accident.
 Major medical expense policies
 Basic medical expense policies
A health insurance policy can provide just one or anycombination of certain benefits:
Any of these policies [link widoczny dla zalogowanych] might cover various combinations of theabove and may be paid in a lump sum.
Health insurance is designed to protect again two types [link widoczny dla zalogowanych] ofeconomic loss. Loss of income and expenses for medical carewhich places them in either of two broad policy categories:
 Disability income policies
An accident is an injury that occurs accidentally. A sickness isan illness or disease that is not the result of an accident.Knowing the difference is important because policies may havedifferent provisions that apply to accidents or sickness. Also,there are some companies that sell a separate accident policythat [link widoczny dla zalogowanych] does not include sickness.
Accident benefits are most commonly paid for accidental loss oflife (also called accidental [link widoczny dla zalogowanych] death), accidental loss of limb orsigh (dismemberment), loss of time and/or income, hospitalexpenses, surgical [link widoczny dla zalogowanych] expenses, and medical expenses like visits tothe doctor.
It is important to understand [link widoczny dla zalogowanych] what is defined as an accident asit pertains to the health insurance industry. . .an accident isan event that is unforeseen and unintended.
The terms accident and sickness are widely used and ofteninterchangeable in any discussion of health insurance. They areoften abbreviated [link widoczny dla zalogowanych] as A&H and A&S. Health insurance is alsoreferred to as medical insurance.
 Disability resulting from accident or sickness(sometimes this can also be referred to as "loss of income" or"loss of time"
 Medical expense policies
 Comprehensive medical expense policies
Medical expense policies are represented by a wide range ofcoverage from very minimal to comprehensive packages withmultiple coverage. Some include both accidents and illnesses,various hospital expenses and other costs pertaining to medicalcare such as:
Keep in mind that any discussion of this type of policy [link widoczny dla zalogowanych] alsoapplies to any type of policy that includes accidental coveragenot just accident specific policies.
 Accident and sickness policies
Health insurance is a legal contract between two or more partiesthat promises certain performance in exchange forconsiderations. A health insurance policy is considered aunilateral contract. This is because only one party (theinsurer) is required to fulfill their obligation. While a policyowner may decide to terminate premium payments, as long as thepayments are paid the insurer must meet their responsibilityunder the contract.
 Hospital policies
Disability income policies can also be referred to as loss ofincome, loss of time or replacement income. [link widoczny dla zalogowanych] This type of policywill pay benefits to an insured who is disabled and can nolonger work to earn a regular income. Payments can be [link widoczny dla zalogowanych] weekly ormonthly depending on the policy.
 Accidental death or dismemberment
相关的主题文章:

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

The post has been approved 0 times